SmartThink Non-Refundable Payment Policy
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SmartThink
Legal & Compliance

Non-Refundable Payment Policy

Effective Date: February 25, 2026

1. Scope

This Policy applies to all students registering for SmartThink training programs in the USA, Europe, or Ghana.

2. Refund Window

Students may request a refund within seven (7) calendar days of payment and registration, provided enrollment has not commenced.

3. Non-Refundable After 7 Days

After seven (7) days from payment and registration, all fees become strictly non-refundable, regardless of attendance, withdrawal, or non-participation.

4. Acknowledgment Requirement

Students must accept this Policy prior to payment and registration and prior to enrollment confirmation.

5. Chargeback Prevention

Unauthorized chargebacks may result in account suspension and legal recovery actions.

6. Governing Law

This Policy shall be governed by the applicable jurisdiction of enrollment.

Student Name: ____________________________

Signature: ________________________________

Date: ____________________________________